563.332.2200 craig@craigschillig.com


Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).

The different parts of Medicare help cover specific services:

Medicare Part A (Hospital Insurance)

Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Medicare Part B (Medical Insurance) 

Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.

Medicare Part C (Medicare Advantage Plans)

A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.

Medicare Part D (prescription drug coverage)

Part D adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug

coverage that follows the same rules as Medicare Prescription Drug plans.

Our office conducts monthly Medicare Community Meetings that educates consumers on Medicare.  All meetings are at 10:00 A.M. in our office.  Please RSVP for a seat.

Here are the 2017 dates:

March 21 & 23

April  18 & 20

May 16 & 18

June 20 & 22

July 18 & 20

August 15 & 17

September 19 & 21

October 17 & 19

November 14 & 16
We will help you navigate your Medicare plan to make sure you understand your options.  For more information or to schedule a one-on-one consultation please call 563.332.2200.